Some investors prefer what is seen as lower risk crypto index funds, but the truth is that by HODLing Bitcoin and Ethereum you will probably enjoy better returns.

Over the past two decades, index and exchange-traded funds (ETFs) have become some of the most popular forms of investing because they offer investors a passive way to gain exposure to a basket of stocks, as opposed to investing in individual stocks, which increases risk of loss.

This approach has been growing in the crypto system, with products like the Bitwise 10 Large Cap Crypto Index (BITX). The ability to access multiple…

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